Blocking Annoying Cell Phone Callers? 128
RobertB-DC asks: "Twice a week, for the past several months, I receive a call on my cell phone, from a 'Restricted' number. It's always the same: 'Please hold for an important non solicitation message.' It then tells me to call 1-800-842-0640 for further instructions. When I call (from a CID-blocked work phone), all I can get from them is the company name: NCO. They won't tell me more about their company unless I tell who I am. Verizon says they can't block the caller. Short of exposing my own identity to someone I don't know, how can I get rid of these annoying calls?" Are there cell phone carriers who are progressive enough to offer call blocking services of some kind?
Lie! (Score:4, Interesting)
Short of making up a social security number, I see nothing wrong with making up all the personal info you give them.
Re:Lie! (Score:3, Insightful)
Simple (Score:2)
a) A payphone
b) A caller-ID-blocked phone (which the original author said he did)
Re:Simple (Score:2, Insightful)
a) A payphone
b) A caller-ID-blocked phone (which the original author said he did)
But you can't block caller-ID to a 1-800 number! Nor 1-888, 1-877, 1-866, the soon-to-be-if-not-already 1-855, 1-900, or 911. They use ANI which is not blockable.
And all the toll-free numbers will get the number on their billing statements too, since they pay for the calls made. (I get detailed billing on my cell phone that lists every number called in or out, but that still doesn't get me CNID-blocked n
Re:Lie! (Score:2, Informative)
Re:Lie! (Score:2)
all ya have to do.. (Score:2)
Apparently (Score:5, Funny)
Watch out (Score:3, Funny)
Aren't cell phones protected. (Score:4, Insightful)
Re:Aren't cell phones protected. (Score:4, Informative)
Re:Aren't cell phones protected. (Score:1)
Maybe you need to pay something? (Score:5, Informative)
Re:Maybe you need to pay something? (Score:2)
Re:Maybe you need to pay something? (Score:4, Insightful)
If you live in the US and that happened, you would have had a massive lawsuit on your hands. Otherwise, you're likely lying (as were all the people that said *I* did that to them, when i worked for a collection dept at a credit card company).
It is a violation of the Fair Debt and Credit Practices Act (FDCPA) for a company to leave any information whatsoever, other than their name and phone number, with anyone other than the verified party or their spouse (depending on the state). No nature of a debt or anything like that my be disclosed to a 3rd party.
An answering machine is consdered 3rd party since anyone could listen to that message, and thus privacy is given away.
I'm not saying it coudln't have happen, just that it is far from likely because no debt collection company would risk getting their ass sued off; especially when an answering machine took the message, as that is proof of their law violation that could be used in court.
Re: (Score:1)
Re:Maybe you need to pay something? (Score:2)
There's a copy of the FDCPA here [ftc.gov] and it is kind of interesting to read what is and isn't allowed. We should all get to know this.
Re:Maybe you need to pay something? (Score:3, Interesting)
Re:Maybe you need to pay something? (Score:2)
Well the credit card company or debt collection company damn well should know the FCRA. If you had been the person they were looking for that message on your answering machine couldn't been used to fine them for considerably more than the $19k they were trying to collect on. The FCRA is not a law to cross.
That said, most likely the company did know but they didn't properly train whoever made that call. Doe
Re:Maybe you need to pay something? (Score:2)
Re:Maybe you need to pay something? (Score:2)
A couple of years ago, I got repeated calls from a de
Re:Maybe you need to pay something? (Score:2)
Big mistake. I guess the number got on the list as a someont trying to evade the calls so they started calling at the wee hours of the morning and whatnot. I probably should have sued
Re:Maybe you need to pay something? (Score:2, Funny)
Okay, I just called them (Score:5, Informative)
Re:Okay, I just called them (Score:2, Informative)
Re:Okay, I just called them (Score:3, Informative)
Which you may very well have done by signing a credit application. You are supposed to read those first, you know.
This may be a stupid question, but... (Score:4, Informative)
Re:This may be a stupid question, but... (Score:3, Funny)
I would like to cancel my subscription.
Please remove me from your mailing list.
Collections (Score:5, Informative)
Also, keep in mind, they already have your cell number -- it's not like it'd be all that hard for 'em to get your name anyway. After all, you gave your credit card info to your cell provider, right? Yes? Well, your info's already in the system, then, so quit worrying about what *might* happen, 'cause it already *has*.
Fight fire with fire (Score:5, Funny)
The problem caused by one unpaid bill is easily solved with a second unpaid bill.
Don't pay the phone bill.
Re:Collections (Score:2, Interesting)
You also might be able to configure your phone to block calls from caller-id-blocked numbers. The only calls of this type I get are junk.
Re: (Score:2)
Re:Collections (Score:2)
I FINALLY had to hire an attorney for $1500 to write a poisonous note to them telling them if they ever called again, they would be sued into the ground. $1500 and all this guy did was write a note. After paying him for his services, he never even had to call. Apparently these snakes are so bad that he had a note already written to them and addressed to as many of their staff and even a few home addresses to make certain that they got the clue.
Offtopic to the conversation as a whole perhaps, but to the
Re: (Score:2)
Re:Collections (Score:2)
If some deadbeat owes you money, this can be a good thing; if they think you're a deadbeat, it's not so good.
Complain to the FTC (Score:2)
With the FTC, you can file complaints on the web I believe. I'm not sure what the state offices you should report them too (especially since I don't know the state you live in).
What they are doing should be illegal. Essentially, since you called them, they don't have to identify themselves. However, if you got a live human on the phone who made the
ANI is not CID (Score:1)
Re:ANI is not CID (Score:3, Informative)
Give Verizon a call (Score:5, Interesting)
As far as I know, making unsolicited calls to a cellphone is illegal since YOU are paying for them to do this to you. Next time they call you, call that 1-800 number and tell them to remove your information from the database and that if they sell it you will press charges.
I know I'd be really pissed if I were in your position.
Symbian call blocker (Score:5, Informative)
http://www.pdabuyersguide.com/software/nokia_36
There may be similar software for other phones.
Or you could install one of those Microsoft phones and be free of all incoming calls.
Talk To The Police (Score:3, Insightful)
That said, there are a few posts in this thread that say that NCO is a collection agency, in which case just pay up. Either way, find out if they are that NCO before calling the police, because then you'd just look like an idiot and would probably have to pay a fine if you filed false charges.
Re:Talk To The Police (Score:2)
Re:Talk To The Police (Score:2)
Most cops will relay the same message on, they have better things to do.
Re:Talk To The Police (Score:2)
On the other hand, considering the number of identity-theft discussions on this forum, why just assume that the debt in question (if there is one) is actually their responsibility?
hey there (Score:5, Interesting)
NCO is a collections agency.
This means that you owe them money (because someone else you owe money has transferred that to them).
This means that you have a business relationship with them (because your debt was transferred from a company that you did have a business relationship with) and they can call your cell phone.
Note: Verizon cannot block the call because it's not CID available. If it were to show on CID, it could quite probably be blocked at the service level - but it can't.
On the other hand: If it is NOT you that they are looking for (I got to deal with this quite a bit when I first got my new cell phone, with it's new #), such as in the case where you have just received a new cell number, then they don't have a right to call you, however, you need to identify yourself to them before they can discover that!
So, if you're not identifying yourself to them because you're trying to avoid the collections agency, you're gonna continue to get phone calls. If you're not the person that they are wanting to collect from, then you have to identify yourself to them, so that they will stop calling you.
I had every utility company in this state calling my cell phone trying to reach the guy that used to have the number.. and it took a good 3 or 4 months of sending calls to voicemail, with a message saying "This is NO LONGER THE PHONE NUMBER FOR -former owner's name-. If you are looking for him, please do not call back."
Re:hey there (Score:2)
NCO is a collections agency.
Maybe, we can't be sure what they really are, as they won't tell them. It'd be very strange for a collection agency to act like this. It'd make more sense for them to be telling him everything about him, not asking him for the information.
Note: Verizon cannot block the call because it's not CID available. If it were to show on CID, it could quite probably be blocked at the service level - but it can't.
Just plain wrong. Ever hear about Out-of-Band call notificat
Re:hey there (Score:1)
Never been in debt before huh? This is standard practice. A live person usually calls but I can understand them trying to get hi-tech and have it automated since most people in debt screen their calls. They always leave an 800 number though and don't identify themselves, otherwise you'd know you don't want to talk to them.
Re:hey there (Score:2)
This means that you owe them money (because someone else you owe money has transferred that to them).
This means that you have a business relationship with them (because your debt was transferred from a company that you did have a business relationship with) and they can call your cell phone.
Not true. This means that someone you may have had a business relationship with has a business relationship with them. But the relationship isn't transitive--collection agencies can not legally harrass you just b
This gentleman is wrong, That gentleman was right. (Score:3, Interesting)
Sure, they can sell them. And that has absolutely no bearing on why *I* owe money to. Unless the real debtor has given the collection agency a power of attorney its perfectly save to ignore them until you pay back the original debt. I have done it hundreds of times. They dont have a leg to stand on.
Re:hey there (Score:2)
Actually, I believe the info's there, just usually not to the consumer. People like 911 dispatchers can get Caller-ID type info even if you have it blocked (heh, I seem to recall that they can 'lock' your line open too...). I want to say it's called ANI, but I'm probably wrong.
Verizon has to know the number -- otherwise it couldn't to billin
Re:hey there (Score:2)
After you push through the tree of menus, the telemarketer (or computer system for statistics later) gets an "ANI Pop" with the information of what you typed in.
ANI (Score:2)
DTMF is the technology that makes touch tones work. ANI is Automatic Number Identification, functionally very similar to Caller ID (but implemented very differently). It is commonly used for 911 calls, and may be used by calltakers in telemarketing firms.
And the required relevant link:
http://info-center.ccit.arizona.edu/~telcosvc/call eridfaq.shtml
[arizona.edu]
Re:ANI (Score:2)
ANI is caller ID + information collected from the phone tree. Its a message format.
By saying it is what makes phone trees work, I was not refering to the sound, but rather the information after you have pushed all the buttons.
How do I know this? I used to write telemarketing systems (and no, I am not evil, I wrote inbound systems)
Re:hey there (Score:2)
I don't follow this argument. There is no onus on me to reveal anything about myself to a party that contacts me through their own error.
If there were such an onus, it's hard to imagine how many "errors" would be made by this kind of outfit.
The second error in this argument is confusing people with their phone numbers. I wonder how many "business relationships" exist between companies and unknown parties as a result of my habitual carelessness when filling out web forms.
No, the onus is on the blood suc
Why you should talk to them... (Score:5, Interesting)
If it's NCO the collections agency, and *YOU* are the debtor they're after, you've probably got them nailed.
Third-Party collections agencies (professional debt collectors) are bound by federal law called the Fair Debt Collection Practices Act (FDCPA). This stipulates that they cannot disclose any debt to anyone but the debtor and the creditor; hence, the stonewalling until they find out who you are. Even telling somebody that they know who you are can be a violation, since how would they know you if you didn't have a debt in collections?
This is, however, beside the point. The kicker is that the FDCPA prohibits a collector from incurring expenses to the debtor in attempt to collect the debt -- more to the point, they cannot call collect or on a cell phone. I've done work for collection agencies before and they're very careful to make sure they never contact a debtor on a cellular phone, since that allows a debtor who knows "the act" to create a legal morass that's more trouble than its worth.
You might as well tell them who you are. If you're not the one they're looking for, they'll take your number off the account and leave you alone. If you *are* the one they're looking for, you can make a stink and they may write off the debt as uncollectable.
Re:Why you should talk to them... (Score:2)
Re:Why you should talk to them... (Score:2)
Dont you think "fucking dumbass" is a little strong a term to use towards someone who is right, especially when you are wrong?
It probably varies by state, but here in Connecticut at least, utilies absolutely report credit data. In fact, the following text is verbatim from my gas bill (Yankeegas):
Re:hey there (Score:2)
Not necessarily (Score:2)
i.e. each of those calls could have been from a different company.
Which sucks, but isn't harassment.
Re:Not necessarily (Score:2)
Re:hey there (Score:2)
Really, though, until the person in question informs them that he is or is not the person that they want to find, are they ever going to stop? probably not.
You think that's bad? (Score:4, Funny)
I've tried everything I can, and STILL get alerts on my phone (via SMS) for Hotmail and eBay, and everytime someone on Messenger tries to chat.
Do you think my carrier cares? Nope. Do you think it's easy to get ahold of anyone at MSN? Nope.
Grrrr!
-psy
Re:You think that's bad? (Score:1)
Re:You think that's bad? (Score:2)
-psy
Re:You think that's bad? (Score:1)
If I placed a phone call to a friend's mobile, I pay the (higher than landline) call charges, my friend with the mobile didn't make the call, so he doesn't pay.
I like this sytem.
Re:You think that's bad? (Score:2)
-psy
Do not call! (Score:4, Informative)
Once you do that, you then have a "business relationship", and they are free to contact you any time of day, any day of the week.
Chances are, what is going on is they got your information from an old database of "outstanding claims" that they purchased from a company. Even 'tho it might be something a decade old that you've already paid off. It happens a lot.
The best advice would be to call an independant credit bureau and see what you actually have on your credit report through them. If there's nothing outstanding, then don't worry about it. If there is, contact the company and confirm if it was sent to collections, and see if they have records that it was paid off. If no record, sorry to tell you but you're screwed, even if you paid it.
Use a public fax and fax NCO, asking them to send you a copy of the bill via registered mail. That way they will not fudge the amount, something these places do a lot. Then send in a money order for that amount.
A pain in the ass. Yay capitalism!
Re:Do not call! (Score:2)
Re:Do not call! (Score:3, Insightful)
That is why privacy matters.
NCO (Score:1)
To deal with collection agencies.... (Score:5, Informative)
Freeadvice.com [freeadvice.com]
This is a link to the forums. You can find decent credit and collections-related information off the main site, as well.
Blocking calls (Score:3, Informative)
BT: "Yes there is sir! And it'll cost you 40 pounds per year."
That's right, 40 quid to *not* receive nuisance calls.
Always remember when dealing with phone service providers and telemarketing companies that it's in the phone service provider's best interest if the telemarketer DOES call you.
Why exactly would a telecom company want to STOP people from calling you?
#include "no_european_symbols_on_slashdot_complaint.txt"
Re: (Score:1)
EAsy (Score:2, Funny)
Re:EAsy (Score:1)
These guys? (Score:2)
Do you think it's these guys: NCO Group [ncogroup.com]? There's a Yahoo profile [yahoo.com] where they talk about:
They seem to be debt collectors. If that were the case, they would be correct in stating that they are not soliciting you.
Next time they call get the telemarketer's name (Mary). Ask Mary to tell you the nature of the call. If she refuses to specify without you first giving out personal info, let her know that as soon as you hang up, you will be con
Re:These guys? (Score:2, Informative)
Re:These guys? (Score:2)
True, but the NCO Group is
They are most definately looking to either collect debt from him personally, or from whomever they have on record for his phone number. In college I worked at the collections department for a utilities company and they had automated phone systems to call people who were delinquent.Collection Agency Practices (Score:4, Informative)
Perhaps you should use the following to get them to cease communication via your cell phone. I am convinced that accruing minutes on your cell phone (I know some plans are unlimited, but most aren't) would be tantamount to causing you to incur a charge. In English, that means it's your dime, not theirs. You are paying out money to accept their call. If it was a landline and you were not limited on minutes of usage, it would be an entirely different story. Perhaps you should return their call and insist on alternate means of communication. If it is a collection agency for a debt that you do owe, then you should communicate with them. If you do not owe the debt, then you should notify them verbally and in writing of a dispute.
Here's what the Fair Debt Collection Practices Act [ftc.gov] has to say about it.
808. Unfair practices [15 USC 1692f]
(5) Causing charges to be made to any person for communications by concealment of the true propose of the communication. Such charges include, but are not limited to, collect telephone calls and telegram fees.
The Game (Score:2)
Sounds suspiciously like the Consumer Recreation Services (CRS) in The Game [imdb.com]
Maybe you should give them a call!
Re:The Game (Score:2)
I don't remember from the movie : did he get his watch back or not when it was all said and done?
block restricted (Score:2)
If they're collecting... (Score:2, Interesting)
These people are a collection agency, and as such they're exempt from telemarketing call rules. I had a situation with these same people at one point in the past - they were calling my cell phone daily, but with a live person instead of a recording. After telling them to "fuck off" for two weeks, and still getting the calls, I explained that if they continued to call I would start deducting $10 per call from my debt for my phone use and work time, but if they'd stop calling my cell then I might consider s
Collection bullshit (Score:2)
I understand these folks a
It is an extortion racket (Score:5, Funny)
Re:It is an extortion racket (Score:1)
Sorry for the offtopic... (Score:1)
-FB
Get a New Number (Score:1)
Re:Get a New Number (Score:1)
Smoking kills; if you're killed, you've lost a very important part of your life -- Brooke Shields
DO-Not-Call List? (Score:3, Informative)
I am... (Score:3, Funny)
ever thought of (Score:1)
Re:ever thought of (Score:1)
This may not help you any... (Score:2)
When I did get messages from them, I called the phone number, explained that I am not who they think, and threatened to sue them
Is this similar (land line)? (Score:2)
"Please call Mrs. Ungar at (phone no.)".
Since the person does not identify herself or company she might represent, I ignore the call outright. This has been going on for several months now.
Caller-ID to 800 number is ineffective (Score:2, Informative)
Calling an 800 number bypasses the caller-id-blocking system. An 800 number can always see your phone number via a system called "ANI" (automatic number identification?)
The theory that I've heard for this is: since the callee is paying for the call, they get to know your phone number.
Anyway, you have no privacy protection when you call an 800 (or 888, or 877, or any of its friends) number.
Thanks for your help! (from submitter) (Score:5, Informative)
* I know I didn't have any unknown outstanding debts on my record in April, but there are some medical bills that may have been added since then. I'll get a new credit report and see what's been going on lately. I used myFICO [myfico.com] once before, but their price seems to have gone up... I'll have to look for an alternative. Fortunately, I've been turned down enough times while looking for new home financing, that I should be able to get a free report.
* If nothing shows up there, I'll follow up on the company name that this AC [slashdot.org] managed to get out of the 800 number. NCO Credit Services [ncocreditservices.com] has three numbers and several emails listed on their "Contacts" page... someone should be able to tell me if they have a gruff-voiced robot that calls and leaves "non solicitation messages".
* Once I feel like I have a clue who's calling, I'll be more comfortable telling them who I am. Your information has been very valuable, especially the part about collection agencies in the US being barred from costing me money when they collect. That implies that these folks *will* care that they're calling on a cell phone.
Thanks again, everyone, for your help. Good luck, and God bless!
2-week update (from submitter) (Score:2)
The solution to the problem appears to be simple: get the Slashdot community involved! I haven't received a single call from the gruff-voiced robot -- not one in two weeks. I can only conclude that the story here (as well as the posting on usenet referenced in another thread) caused the company to rethink their strategy.
Did we Slashdot their 800 number? 'Scuse me while I shed a bitter tear.
I'
Abuse (Score:2)
I've dealt with NCO (Score:2)
6 months later I get a letter from NCO saying I owe $130+ (like 4 months of service). BS. I call Sprint and ask em what the deal is, they can't help, account